HelsBells (strtmyorange) wrote,

  • Mood:

A Life Less Ordinary

I had a rude awakening the other day: I have not saved enough money for my retirement. I'm not even close. Furthermore, should something happen and I was unable to work/find work, I would not be able to live off the non-retirement savings that I do have for more than a year. This scared me. Actually, it terrifies me. Because my parents are both preparing for their retirements in the next 5 years my own financial standing has been made very clear during my conversations with them about their futures. Right now, my financial future is not looking as secure as I would like, or imagined 10 years ago. Something must be done and it has to start immediately.

Thus, I have decided to implement some very drastic measures, measures formally foreign and anathema to me to: I must stop the majority of my unnecessary spending. I must, in effect, break my contract as a member of a modern, capitalist society and stop contributing the majority of my discretionary income to our struggling economy. I'm sorry, President Obama, but it has to be done. I need to save more for my future, for my retirement, for my own home, for a car that I will need sooner than later (*praying it's later, much much later*), for all those places I want to visit.

I realize that I’m in a better position than a lot of people I know but it’s not a financial situation with which I am happy. Also, when all is said and done, will I look back on my life and think about all the things I bought or would I rather say that I’ve had an amazing, fulfilling, exciting life full of adventures and incredible connections.

Furthermore, I am someone who has been self-sufficient and independent and supported myself since 22 years of age. The thought of losing that ability, being destitute and unable to care for myself, get the necessary medical attention when I’m elderly scares me more than having to give up some bad spending habits right now.

I need to change how I live. I need to change how I “contribute” to society. And I certainly need to change my perception/view of myself and what makes me who I am. But mostly, I need to stop buying "stuff". I do not need any more clothing, jewelry, shoes, bags, books, cd's, kitchen gear...you name it. I don't need any more of anything. Seriously. My life is already so cluttered that it feels clusterphobic. It's time to stop. And today is the first day. Wish me luck!!
Tags: life, money
  • Post a new comment


    default userpic

    Your reply will be screened

    Your IP address will be recorded 

    When you submit the form an invisible reCAPTCHA check will be performed.
    You must follow the Privacy Policy and Google Terms of use.